How Will Filing Bankruptcy Help Me?
Most people file for bankruptcy after a life-changing event, such as divorce, loss of a job, or serious illness. After struggling to pay bills for months, or sometimes years without being able to get ahead, debt often spins out of control and the pressure from creditors can become too much.
Filing for bankruptcy can give you relief from your creditors so you can put your financial life back in order. Most people who file for bankruptcy do not lose their home or car. In fact, filing for bankruptcy gives you an opportunity to protect many kinds of assets, such as your house, car, money in qualified retirement plan, household goods, and clothing.

My Name Is Roger Cotner.
I’m a consumer bankruptcy attorney practicing in Grand Haven, Michigan and a member of the National Association of Consumer Bankruptcy Attorneys. It may surprise you, but filing for bankruptcy doesn’t have to be difficult or expensive. I'm here to help you understand bankruptcy and decide if it's the right choice for you.

Your First Appointment Is FREE!
The first appointment is free when you complete the Case Evaluation Questionnaire and mail, fax, or drop it off at my office. My assistant will contact you within 24 hours to set up your free appointment. At Cotner Law, you can be sure we’ll take time to listen to you and understand your situation. Then we explain your legal options, your rights, bankruptcy processes, consequences, and costs.
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